Biden-Era Policy Could Set The Stage For Another 2008-Style Housing Disaster
March 26, 2026 2:12 PM ET A lingering Biden-era credit scoring policy is quietly expanding access to credit, which could pave the groundwork for another 2008-style housing crisis. VantageScore is a nontraditional credit scoring system that makes it easier for people with limited credit histories and certain kinds of debt to establish a credit score.
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