Social Security update: Direct payment worth $914 arrives in 31 days

Recipients of the federal Supplemental Security Income program will receive their November payment in a little more than a month. Individual filers could receive a maximum payment of $914.

The November check will be distributed on Wednesday, Nov. 1. The large gap in payments is because of a kink in the Social Security Administration’s calendar. The SSA issued two checks in September because Oct. 1, 2023, falls on a weekend. The most recent payment went out on Friday, Sept. 29.

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Filers need to be at least 65 and meet specific financial requirements to qualify for the payment. People under the age of 65 may qualify if they are at least partially blind or have a physical or mental disability that severely limits their daily activities for at least one year or is expected to result in death.

The amount of money the beneficiaries receive is determined by several key factors, including the filer’s income, living situation, and assets. Individual filers, for example, receive a maximum payment of $914 per month. Eligible couples can receive up to $1,371 per month, and essential persons, who live with someone receiving SSI and provide them with necessary care, get a lower monthly payment of up to $458.

It’s also possible for children to be eligible for SSI payments if they are at least partially blind or have a physical or mental condition that seriously limits their activities for at least a year. Children could also receive SSI if their parents do not receive SSI benefits or if they have limited income and savings.

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The Supplemental Security payments are separate from the regular Social Security retirement checks, and they can be received in addition to the retirement checks. These payments are not affected by any government shutdowns.

The payments were first issued by the Social Security Administration in January 1974, and payment rates have increased for cost of living adjustments since 1975, according to the agency.